Nisa, Sakinatun, and Hendri Hermawan Adinugraha. “The Effectiveness of the Implementation of the Quick Response Code Indonesia Standard (QRIS) Payment System for MSMEs”. Journal of Economics, Management, Accounting and Computer Applications 1, no. 1 (June 8, 2024): 34–39. Accessed October 6, 2026. https://jemaca.aks.or.id/jemaca/article/view/5.